Childcare Tax Savings Calculator — Georgia 2026

Your Information

Annual Childcare Cost Total paid to daycare, preschool, camp, or nanny this year $12,000

Number of Qualifying Children

1 Child 2 Children 3+ Children

Household Income (AGI)

Filing Status

Married Filing Jointly Single / Head of Household Married Filing Separately

Do you have access to a Dependent Care FSA?

Yes No

Planned FSA Contribution Max $5,000 (joint) or $2,500 (filing separately)

Employer FSA Contribution (if any) Some employers add money to your FSA — enter $0 if none

Your Estimated 2026 Savings

Updates automatically as you change inputs

Dependent Care FSA Tax Savings Federal income tax + FICA + Georgia state

Federal Child & Dependent Care Credit IRS Form 2441 credit

Georgia State Childcare Credit 30% of federal credit (Form 500)

Total Estimated Annual Savings

— per month

How we calculated this

Annual childcare expenses—

FSA contribution—

Remaining eligible for federal credit—

Federal credit rate—

Federal credit cap (1 or 2+ children)—

FSA tax rate applied—

Disclaimer: This calculator provides estimates only based on 2026 IRS rules and Georgia tax rates. Actual savings depend on your complete tax situation, other credits, deductions, and filing details. Consult a qualified tax professional before making financial decisions based on these estimates.

Federal Credit Guide Georgia Credit Guide Read FAQ →